Art Finance
The Next Generation of Art-Backed Finance.
Unlock Liquidity. Retain Ownership. Grow Your Wealth.
Reckoner Art Finance provides discreet, structured loans secured by exceptional works of art.
We help collectors, families, trusts, and art professionals to transform one of their most valuable assets into a source of liquidity—without giving up ownership, disrupting their collection, or compromising their long-term strategy.
Why ART-BACK LENDING?
Use your collection as a source of capital while maintaining ownership.
Your art can continue to be lived with, exhibited, and passed down through generations -- while simultaneously becoming a source of capital to support your broader financial objectives.
Your art remains yours.
Common uses include:
Our Clients
Every collection and financing objective is unique. We structure accordingly.
Great collections support great ambitions. Whether you're pursuing a new opportunity, planning for the next generation, or expanding your collection, we structure financing around your objectives -- not around standardized products.
Our process
Initial Consultation
Discuss your collection and financing objectives
Preliminary Review
Receive a confidential assessment of lending potential
Structuring
We develop a financing solution tailored to your needs
Due Diligence
Independent appraisal, condition check, provenance, art and credit underwriting, and documentation
Funding
Capital is released promptly upon completion
Servicing
Our relationship doesn’t end at funding. From collateral movements and museum loans to refinancing, upsizing, and repayments, our dedicated team provides bespoke servicing and responds quickly to support your evolving needs throughout the life of your loan.
Loan Parameters
Straightforward terms, applied consistently
Recognized artists with an established secondary market
Loans begin at $1 million with flexibility
Terms up to 3 years, with renewal options
U.S. and select international jurisdictions
Eligible works may remain on exhibition or in residence, subject to structure and jurisdiction
Why reckoner?
Independent. Discreet. Pure Lending.
Financing Aligned With Your Objectives.
Reckoner Art Finance is a dedicated art lending platform and a division of Reckoner Capital Management. Our team combines decades of experience in art appraisal, art finance, risk management, credit underwriting, collateral management, and bespoke loan structuring. We believe financing should adapt to the borrower -- not the other way around.
We are a pure lender.
No consignment requirements
No loan-to-own strategy
No participation in upside
No conflicts of interest
Independent third-party appraisals
Confidential, borrower-focused solutions
No cross-selling
No global net-worth lending
Laura Damême
Chief Executive Officer, Reckoner Art Finance
View Bio
Sarah Radwan
Vice President
View Bio
Abby Bresler
Associate
View Bio
INSIGHTS
Art Finance Insights
June 30, 2026 Thought Leadership
The Reckoner Quarterly
Building a New Chapter in Art Finance
A Conversation with Laura Damême and John Kim
Why Reckoner entered the market and where its leadership sees opportunity ahead.
Read More
March 13, 2026 In the News
Reckoner Capital moves into art lending with Athena veteran at the helm
Reckoner Art Finance CEO Laura Damême speaks with Structured Credit Investor about building an art lending business from the ground up.
Read More
March 3, 2026 Press Release
Reckoner Capital Management Names Laura Damême CEO of Reckoner Art Finance
Firm taps art finance expert to lead entry into attractive asset class
Read More
Confidential Inquiries
Every financing conversation starts with understanding your collection and your objectives. We'd welcome the opportunity to learn more and discuss how Reckoner Art Finance can help.
Contact us
Images are included for illustrative purposes only and do not reflect prospective fund holdings. This page is intended for institutional counterparties and qualified investors only. Nothing herein constitutes an offer to sell or a solicitation of an offer to buy.